Decrease the Costs of Healthcare

If you really want to cut the cost of healthcare, one way you can go about it is to keep the lawyers out of it.  Doctors have to pay a great deal for malpractice insurance.  Let me restate that.  We who visit doctors pay a great deal for malpractice insurance.  It is a cost of business for doctors and we pay every bit of that cost.

Well, that is not totally true.  Most of us don’t pay the doctor.  We pay insurance companies and the insurance companies pay the doctor.  Regardless of how many hands it goes through, it is our dime that pays for that doctor to keep his practice.  Even if the cost is paid by an employer, it is part of our pay package.  In a way, when the payment is made through other means, it is worse.  By isolating us from the knowledge of the cost, we remain ignorant of just how much is paid for that visit to the doctor because we have sniffles.

It wouldn’t be so bad, but in most malpractice lawsuits, the doctor is not even at fault.  However, the insurance company usually settles to avoid paying legal fees as well as the off chance that the jury improperly awards the case to the plaintiff.  Let us face it.  Paying ten-thousand for sure appears better than possibly paying ten-million.  So the lawyer gets forty percent of ten-thousand, four thousand for simply threatening to sue.

When it happens in small numbers, it isn’t any big thing.  However, there are lawyers that make their fortunes making such lawsuits, even though they know that they would lose the suit should it go to trial.  So you and I pay no-good-bums to sue good doctors without good cause.

If the lawsuits were not permitted, thousands of lawyers would have to find another line of work and the price of healthcare would plummet.

Unfortunately, that is not all of it.  Everyone knows about defensive medicine.  There are many doctors that order tests that serve no purpose other than to keep out of court.

Then there are the medicines.  A pharmacology company spends money and years to come up with a new drug that serves a very important purpose.  Then, after all the testing and all, they finally release the drug so that they can start realizing a profit.  Then, one week later, some lawyer takes the company to court in hopes of getting a big settlement out of it.

It happens all the time.  One day I hear of a new drug that really helps and within a week, the advertisement comes on TV, “If you took (whatever the drug is) and suffered (whatever the problem is) then contact (whoever the lawyer is) and we will make you a millionaire.  (And, by the way, we will become a billionaire.  And, by the way, we will drive the cost of meds up roughly thirty to forty percent.)

Lest you get the wrong idea, I am not advocating completely taking the lawyers out of medicine.  It would be a horrible idea.  However, we really need to take a long hard look at our tort system.  Indeed, it would be a good idea to look at it in general, not just the world of medicine.  Everything we buy includes legal fees.  Worse, there are some products that never make it to the market because of lawyers.

My suggestion is that the lawyers should be held to a higher standard.  I don’t know how it would be, but lawyers who do such things should have their licenses pulled and they should be fined.  If we could figure out a way to do it, the cost of medicine, as well as other things, would immediately drop.  Not only that; I wouldn’t have to listen to those ridiculous commercials.  TV and radio would have to find a replacement for their programming.

Unfortunately, I don’t hold out much hope for anything to be done.  The lawyers make the laws.  They benefit from them.  I doubt that they will do anything that will decrease their fortunes.

Public Schools

When our forefathers set up our government, they did a wonderful job.  There are a few suggestions I have for a change to the constitution, but by and large, they did a much better job than I ever would.  It would stand to reason they had a good look at what they didn’t want.

Unfortunately, I do believe they overlooked one major thing.  I can understand it.  It could not have been foreseen in the day.  The hitch is that now it is very likely too late.  It would seem that the federal government has crept into our education system.

They gave us the first amendment to keep the government out of publishing papers.  However, when the government controls what is taught in our schools and colleges, it really amounts to the same thing.  Our education system is horrible at teaching as compared to most developed nations.  On the other hand, it is very good at indoctrinating.  Worse yet, they are bound and determined to prevent private schools wherever possible.

The instant that anyone brings up the possibility of a penny going to a private school, it is about the same sound as when I accidentally step on my dog’s tail.  They don’t even want any money paid toward such private schools being tax deductible.  As such, people who do send their children to private schools end up paying twice.

Certainly, there are two reasons they don’t want private schools to thrive.  Already, statistics show that kids who go to private schools, or those that are homeschooled, do so much far better.  Their academic measures are better in every way.  Also, they are generally better citizens.

To add to the indictment of the public schools, the private schools provide the better education at about half the costs.  Certainly, the NEA does not want that getting around.

If students that normally do poorly were to be put into private schools and they suddenly started doing well, it would really give the public schools a black eye.  They certainly would not want that.

Worse yet, they would never get a chance to indoctrinate any student permitted to go to private school.  It would take them out of the reach of the NEA and the government.  Now you know why the government wants your children in their schools.  And woe to the parent who complains about them being indoctrinated.  And woe to anyone who complains about the public system.

 

The Error of Reagan

Way back when, I am not sure of the date, President Reagan made an error.  It was one of his few.  He agreed that they would grant citizenship to millions of illegal aliens under the agreement that the border would be secured.

Guess what.  President Reagan came through with his part of the agreement.  The dummycrats didn’t.  The border was not seured and it has not been secured to this day.

Not only was it an error but it has become a pattern.  It is similar to Charlie Brown, Lucy, and the football.  For anyone unaware, Lucy promises to hold the football while for Charlie while he kicks it.  Without fail, she moves the football right before he kicks it.  Poor Charlie never learns.  Every time, he misses the ball and ends up flat on his back.

I would hope that we don’t repeat the error of Reagan again.  If we do, maybe the Republicans are more foolish than Charlie.  Then again, maybe it is willing, or more accurately, designed foolishness.  Maybe they don’t really want THE WALL and they just want to hide behind the dummycrats.  Still, I wonder.  Do they really prefer to look so dumb?

I am beginning to think the only way that President Trump will build any kind of barrier is to declare an emergency.  If he does, he may as well do it right and build it coast to coast.  I mean, if he is going to be in for a penny, he may as well be in for a dollar.  More important, the dummycrats just might learn an important lesson, or maybe two.  For that matter, the rinos might learn a thing or two.

Then again, I doubt it.  I think that is just a little too much to hope for.  The dummycrats don’t want the wall so that they can gain power.  The rinos don’t want it because they want cheap labor.  Neither one cares a thing about the loss of life on both sides of the border and I don’t think they ever will.

Dummycrats and Lobbyists

When I first moved to my current home about 40 years ago, the four of us went to a nice place a few miles away.  After we spent the day there, we went to a drive-in restaurant.  My older son put away a foot-long chili dog and a 1/4 pound hamburger, not to mention the fries.  I would guess it would attest to a hard day at play.

Then, of course, we headed home, or at least I thought we did.  The area was sparsely populated and I was not familiar with it.  However, after about fifteen minutes, I started thinking I did something wrong.

I stepped out of the car and realized the sun was behind me.  Up to this point, I was convinced that I was going west.  Wow!  Was that a rude awakening?  The worst part was that I was low on gas and had no idea which way to go to the nearest gas station.  Fortunately, I made the right decision and went north where I found a station in a few miles.  Finally, we actually did head home, west.

I made a mistake, one that I seldom make.  I went the wrong way.  I guess I am not alone.  I heard about a pilot who thought he was going west and flew east to Ireland.  Most suspect that he did it on purpose in order to get around some kind ruling by the government.  There was also a football player who actually ran toward the wrong goal line.  Now that has to be embarrassing.  No one wants to score for the other team, especially in front of thousands of fans.

To be sure, it is sometimes a good thing to stop and take our bearings.  Sometimes, no matter how sure we are, we just might be going the wrong direction.  Certainly, no matter how convinced we are that we are going the wrong direction, we just might be headed toward disaster.  Had I not stopped and checked, I would have run out of gas.  There is no telling how long how long I would have had to wait for help.

If someone takes off from San Francisco in a little Cessna and goes west, he will not ever reach Reno no matter how convinced he is that he is going east.  It might not hurt to look down and see what is below him.  If the weather doesn’t permit, maybe he can use his VOR or maybe his GPS.  If he is convinced all the instruments are wrong, he is going to be in trouble.  That little plane is going to run out of gas before reaching land.

One thing I have personally noticed is that any time dummycrats and lobbyists get together, the Dummycrats will invariably end up going the wrong way.  During their recent little stay in Porto Rico, I understand that there were more than 4 lobbyists for each dummycrat.  Now that is a recipe for disaster.  Nothing good can come from such a thing.  Invariably, the Dummycrats will end up going the wrong direction and the lobbyist will do all they know to convince them they are going the right way.  Moreover, by the time the dummycrats figure it out, there might not be any gas stations around.  They just might be surrounded by open seas.