Decrease the Costs of Healthcare

If you really want to cut the cost of healthcare, one way you can go about it is to keep the lawyers out of it.  Doctors have to pay a great deal for malpractice insurance.  Let me restate that.  We who visit doctors pay a great deal for malpractice insurance.  It is a cost of business for doctors and we pay every bit of that cost.

Well, that is not totally true.  Most of us don’t pay the doctor.  We pay insurance companies and the insurance companies pay the doctor.  Regardless of how many hands it goes through, it is our dime that pays for that doctor to keep his practice.  Even if the cost is paid by an employer, it is part of our pay package.  In a way, when the payment is made through other means, it is worse.  By isolating us from the knowledge of the cost, we remain ignorant of just how much is paid for that visit to the doctor because we have sniffles.

It wouldn’t be so bad, but in most malpractice lawsuits, the doctor is not even at fault.  However, the insurance company usually settles to avoid paying legal fees as well as the off chance that the jury improperly awards the case to the plaintiff.  Let us face it.  Paying ten-thousand for sure appears better than possibly paying ten-million.  So the lawyer gets forty percent of ten-thousand, four thousand for simply threatening to sue.

When it happens in small numbers, it isn’t any big thing.  However, there are lawyers that make their fortunes making such lawsuits, even though they know that they would lose the suit should it go to trial.  So you and I pay no-good-bums to sue good doctors without good cause.

If the lawsuits were not permitted, thousands of lawyers would have to find another line of work and the price of healthcare would plummet.

Unfortunately, that is not all of it.  Everyone knows about defensive medicine.  There are many doctors that order tests that serve no purpose other than to keep out of court.

Then there are the medicines.  A pharmacology company spends money and years to come up with a new drug that serves a very important purpose.  Then, after all the testing and all, they finally release the drug so that they can start realizing a profit.  Then, one week later, some lawyer takes the company to court in hopes of getting a big settlement out of it.

It happens all the time.  One day I hear of a new drug that really helps and within a week, the advertisement comes on TV, “If you took (whatever the drug is) and suffered (whatever the problem is) then contact (whoever the lawyer is) and we will make you a millionaire.  (And, by the way, we will become a billionaire.  And, by the way, we will drive the cost of meds up roughly thirty to forty percent.)

Lest you get the wrong idea, I am not advocating completely taking the lawyers out of medicine.  It would be a horrible idea.  However, we really need to take a long hard look at our tort system.  Indeed, it would be a good idea to look at it in general, not just the world of medicine.  Everything we buy includes legal fees.  Worse, there are some products that never make it to the market because of lawyers.

My suggestion is that the lawyers should be held to a higher standard.  I don’t know how it would be, but lawyers who do such things should have their licenses pulled and they should be fined.  If we could figure out a way to do it, the cost of medicine, as well as other things, would immediately drop.  Not only that; I wouldn’t have to listen to those ridiculous commercials.  TV and radio would have to find a replacement for their programming.

Unfortunately, I don’t hold out much hope for anything to be done.  The lawyers make the laws.  They benefit from them.  I doubt that they will do anything that will decrease their fortunes.

Mayor Pete’s Oversight

Mayor Pete would do well to put aside his pride and remember Who ultimately makes the rules.  If he doesn’t get right with Jesus Christ before meeting Him face-to-face, homosexuality will be amoung his least conserns.  God will not likely be impressed by smart-allecy remarks, especially the ones where he implies he has some say-so in what is right or wrong.  He needs to remember that when we think we are smarter than God, we are always wrong.

The Barr Report

Those who have read any of my books will tell you I use my imagination.  Well, let me use a lot of imagination as I ask you a rhetorical question.  By the way, given the nature of the question, it will likely take a lot of imagination on your part too.

Imagine you go into work as you usually do.  Then, a little after lunch you get called in to see the boss.  He hands you a check and tells you that your services are no longer needed.

Most of us would be struck by the remark and right away, you would likely ask why.  It would stand to reason.  Most of us would want a reason.  Then he says, “I don’t want any child molesters working for me.”

“Impossible,” you say?  To be sure very unlikely, that is assuming you are not guilty.  Yet it would be very possible if it weren’t for one thing,  It is against the law for anyone to repeat anything that is said in a grand jury proceeding.

I am sure there are thousands of people who have served on grand juries and they know exactly what I am talking about.  The first thing I was told when I was selected was that I was not to repeat anything I heard during any of the sessions.  It is standard and one of the reasons is to keep things from happening as I described above.

You see, all sorts of accusations are made during those sessions, many of which are not true.  If someone made an accusation against you during a session, if they were allowed to repeat it, your reputation would be at risk and you might not even know where it came from.  By the way, the grand jury might not even be investigating you.  It might just be an offhand remark made by a witness who doesn’t like you.

It is one of at least three reasons that all proceedings are kept secret.  It protects the innocent person who is accused and others who are not being investigated.  It keeps your boss, your family and friends from being told the lie.  By the way, it even protects you if you are guilty.  Well, that isn’t totally true.  After all, you are innocent until you are convicted.  Nonetheless, I’m sure you get the idea.

I would say that those dummycrats are really stupid to demand the results of the Mueller Report including the minutes of the grand jury.  However, I am sure it is not stupidity.  I am sure they are well aware of the law.  I am sure it is covered during the first month or so of law school.  Therefore, I have to assume they want AG Barr to break the law.  Moreover, they clearly have no respect for the privacy of others.  They have no problems causing innocent people problems, embarrassment, or maybe even their job.  I have to assume it is just because they are dumb…and maybe a bit thoughtless as well.

Incidentally, even though most reporters are aware of the law, it would appear that few understand why.  I can sort of understand that.  Before I was selected for the grand jury, I didn’t know anything about it.  For that matter, I didn’t know what grand juries do.  Still, you would think professional reporters would take a few minutes to educate themselves.

It is true that the information can be made public by a judge, it is still a bad idea.  It sort of defeats the purposes of the law.

Farmland

I was seven when I moved to the small city of Garden Grove, California.  A year or so later, they started building Disneyland in another small city called Anaheim.  From time to time, we passed by the construction and we could see it from the highway.

One day, it was all orange groves.  Then, in a few days, when the heavy equipment was done, it was all dirt.  Then things started appearing.  It started taking shape.  Where the dirt once was, small rivers appeared.  The most notable thing we could see was Sleeping Beauty’s Castle.  We could also see Captain Hook’s ship.  When the park first opened, it was called The Chicken of the Sea and they served tuna sandwiches on it.  Last time I visited the park, Carnation had taken over the ship, and, need I say, they changed the name of the ship.

The whole area around the park continued to be orange groves, but that quickly changed.  Nowadays, you would have to search for a while to see a grove anywhere around the park.  Truth be known, you likely won’t find any orange groves around Disneyland.  For that matter, I don’t think you will find many in the county, if any.

I remember going to Newport Beach on weekends.  On the way back, we bought strawberries.  There were dozens of farms on both sides of Harbor Blvd and we bought all the  strawberries we wanted for little more than a dollar.  I don’t know for sure, but I would guess they don’t grow strawberries along Harbor Blvd. anymore.  For that matter, they may not grow them in any of Orange County.

When I was stationed at MCAS El Toro, I saw them growing crops yearround around the base.  They actually grew three crops a year.  I suspect that those fields in the area helped to support millions of people.  They grew lettuce, cabbage, and all sorts of stuff.

Nowadays, there are houses and businesses where the farms once were.  I don’t know the reasons.  No one told me but I can guess.  One thing I do know.  The value of the land skyrocketed.  I must conclude that the taxes on the land went up too.  Besides, the farmers likely saw the benefit of selling out.  They were likely able to sell the land at a small fortune.

A farmer sells his land, and a few months later, a bunch of houses grow up where there were once orcherds.  You drive from Garden Grove today to Newport Beach and you’ll not see any strawberries.  Disneyland and the area around it have become one hotel and motel after the other.  About the only trees you see in the area anymore are in Disneyland… and they are made from concrete.

No.  That is not completely true.  The roads are lined with palmtrees.  Some of the homes have one or two orange trees growing in their backyard.  Some people might grow peaches or tomatoes in their private gardens.

The problem is that farmers are being driven off prime farmlands.  I am sure that it is occurring all over the country.  So now, we have more and more people and we have less and less land with which to feed them.  Even worse, the land they do have is lower and lower quality.

I suspect that the Los Angeles, Orange County and Riverside County land as they once were could likely feed the whole country.  All three counties were at one time able to harvest three huge crops a year.  Now, Riverside is the only county left… and civilization is now creeping into Riverside.

As I look at it, I think, what a shame?  What do we do when we have houses and businesses on all the farmland?

The problem is being aggravated by illegal immigrants.  In a country where we have over 350 million, over 25 million came here illegally, either them or their parents.

Many believe that they are not a problem, but there is a fact that we must face.  There is a limited amount of land in this country.  There will never be any more.  We can not manufacture it.  Every time an illegal alien enters our country, it is just one more with which our children and grandchildren must share.

Of course, it means little to the millionaires, but to the rest of us, it means we pay more to have a place to live.  That is true if you buy or rent.  It also means we pay more in taxes and it also means that the farmers will have less land on which to grow the crops we need.  That means that the cost of food increases.

At this point, it is hardly noticeable.  Eventually, it will be easy to see.  The problem is that by then, it will be too late.  Returning illegal aliens is already difficult.  Returning their sons and daughters will be impossible.

It is time to build the wall.  It is time to stop them before they get into the country.  Then we will not have to return them.  What’s more, they won’t even try to enter.  The caravans will stop.  It will be better for us.  It will be better for them.  It is better that they improve their countries instead of destroying ours.

BUILD THE WALL!!!

Why I Call Them Dummycrats

Just heard Rep. Tim Ryan (D-OH) make a dumb statement.  He basically said that we should be mandated to pay health insurance because we are mandated to pay car insurance.

The man likely has a college degree and conceivably a law degree.  Most representatives do have at least a four year degree.  However, I would like to see if he ever held a real job or ran a real company where he had to meet a parole.  On the other hand, I barely have a high school diploma and I spotted a hole in his logic that a person could drive one of those big mining trucks through.

  1. His statement is false on its face.  Not all people are required to carry car insurance.  Most people in New York, New York don’t have car insurance.  They never did and never will.  It is because they don’t drive cars.  His idea of a health insurance mandate would include every breathing human within the country, with the likely exception of congressmen.  (Then again, I’m not sure they are all human, anyway.)
  2. Those of us who do drive are only required to carry liability insurance.  We are not required to carry theft, collision or comprehensive.  The only reasons the state requires us to carry liability is to protect the other guy, not the one carrying the insurance.  Moreover, it is not because they know we will have an accident.  Some people, believe it or not, never have them.
  3. There is an exception in most states to the requirement.  Those who can may post a bond to cover the liability.
  4. We have several companies to chose from, some from out of state.  Being as I am from Mississippi, I have one selection, which is as if I have none.  Effectively, this has left my wife uninsured.
  5. Finally, the minimum coverage does not protect the driver who liable.  If I have a fifty thousand policy, the damaged party may still sue for and receive a judgment for a million or more.  The health insurance that Mr. Ryan wants us to pay has no limit and requires us to pay for coverage we absolutely don’t need—that’s both dumb and stupid.

 

Mr. Ryan, your statement almost sounds like a joke, but I’m not laughing.  Because of Obama Care, my wife is effectively without insurance, though I pay a premium of a thousand dollars a month.

The one thing that disturbs me the most is that you – and Obama – were voted into office, likely by a bunch of dummycrats.  It is something of an argument against democracy.