You have an accident and dozens of lawyers are instantly your friend. They tell you how they will sue the other guy and make you a fortune. Then those barristers find out how little money the other guy has, and suddenly you’re on your own.
It’s the way the real world works.
Therefore, if someone is going to hit that car of yours, make sure he has a lot of money or insurance. I speak from experience. There are those out there driving old cars without insurance. That’s why we carry uninsured motorists.
On the other hand, if both parties have money, look out. That is how lawyers become rich.