Why I Call Them Dummycrats

Just heard Rep. Tim Ryan (D-OH) make a dumb statement.  He basically said that we should be mandated to pay health insurance because we are mandated to pay car insurance.

The man likely has a college degree and conceivably a law degree.  Most representatives do have at least a four year degree.  However, I would like to see if he ever held a real job or ran a real company where he had to meet a parole.  On the other hand, I barely have a high school diploma and I spotted a hole in his logic that a person could drive one of those big mining trucks through.

  1. His statement is false on its face.  Not all people are required to carry car insurance.  Most people in New York, New York don’t have car insurance.  They never did and never will.  It is because they don’t drive cars.  His idea of a health insurance mandate would include every breathing human within the country, with the likely exception of congressmen.  (Then again, I’m not sure they are all human, anyway.)
  2. Those of us who do drive are only required to carry liability insurance.  We are not required to carry theft, collision or comprehensive.  The only reasons the state requires us to carry liability is to protect the other guy, not the one carrying the insurance.  Moreover, it is not because they know we will have an accident.  Some people, believe it or not, never have them.
  3. There is an exception in most states to the requirement.  Those who can may post a bond to cover the liability.
  4. We have several companies to chose from, some from out of state.  Being as I am from Mississippi, I have one selection, which is as if I have none.  Effectively, this has left my wife uninsured.
  5. Finally, the minimum coverage does not protect the driver who liable.  If I have a fifty thousand policy, the damaged party may still sue for and receive a judgment for a million or more.  The health insurance that Mr. Ryan wants us to pay has no limit and requires us to pay for coverage we absolutely don’t need—that’s both dumb and stupid.

 

Mr. Ryan, your statement almost sounds like a joke, but I’m not laughing.  Because of Obama Care, my wife is effectively without insurance, though I pay a premium of a thousand dollars a month.

The one thing that disturbs me the most is that you – and Obama – were voted into office, likely by a bunch of dummycrats.  It is something of an argument against democracy.

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